Legal is a marketing portal for the matching with unique investment opportunities with accredited and suitable investors ("Site"). The services and products described on the Site are intended to be made available to persons in the United States. Information provided on the Site is not intended for distribution to, or used by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would require registration. Further, no opinion or reference contained in this Site constitutes a solicitation or offer to buy or sell any securities or any other financial instrument or provide any investment advice or service.

The material contained on the Site is based on information from sources we consider reliable, but it is not guaranteed as to accuracy and does not purport to be complete. The material is not intended to be used as the primary basis of an investment decision nor, because of individual requirements, should it be construed as advice designed to meet the particular investment needs of any investor. Any information disclosed or opinions expressed are subject to change.

Disclaimer of Warranty and Limitation of Liability

All information and content on this Site is subject to applicable statutes and regulations, furnished "as is", without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Business Continuity Plan

Broker Bank Securities, LLC d/b/a CrowdTrade has created and implemented a business continuity plan in an effort to mitigate the effects related to unforeseen business interruptions. This BCP is designed to enable the Firm to continue business operations in the event of an emergency or significant business disruption.

Emergency Contact Persons

CrowdTrade’s two emergency contact persons are:

Philip Wright, President

(952)-484-0083 / [email protected]

Edward Wipson, Principal

(952) 960.2476 / [email protected]

These names will be updated in the event of a material change, and our Executive Representative will review them within 17 business days of the end of each quarter. The plan is subject to modification and updated versions will be posted to the firm website, www.brokerbanksecurities.comor customers may alternately request a written copy of the plan by mail.

Firm Policy

Our firm’s policy is to respond to a Significant Business Disruption (SBD) by safeguarding employees’ lives and firm property, making a financial and operational assessment, quickly recovering and resuming operations, protecting all of the firm’s books and records, and allowing our customers to transact business. In the event that we determine we are unable to continue our business, we will assure customers prompt access to their funds and securities. This policy will be distributed to all employees, posted on the firm’s website and delivered to customers at account opening and mailed to customers upon request.

Our plan anticipates two kinds of SBD’s, internal and external. Internal SBD’s affect only our main Bloomington office’s ability to communicate and do business, such as a fire in our building. External SBD’s prevent the operation of the securities markets or a number of firms, such as a terrorist attack, a tornado, or a wide-scale, regional disruption. BBSI has back up facilities off-site which are tested and secure. In the event the locations are activated, the firm will communicate to our clients via a phone message on the firm’s answering machine, email, fax, and/or post a notice on the firm website:, whatever means available, of the change and remind customers of their access capabilities. The firm has also made contingent back up plans for power, phone, internet and banking services to avoid any unnecessary delays in evoking the plan.


Important information about procedures to open a new account. To help the government fight terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Further, every three years, we will request you review your stated income sources, liabilities and investment objectives with your representative to ensure they have an accurate financial picture to assist you in meeting your financial goals.


All users are required to review the disclaimer, terms, privacy policies and legal notices in compliance with SEC, FINRA/SIPC, ERISA, FDIC and in accordance with CrowdTrade providing LayerFund with specific use rights to their online funding platform and technology.